{
  "name": "fhamultifamily-loan",
  "title": "Sizing Sheet: FHA multifamily program chooser and loan sizer",
  "description": "Free, read-only MCP server for new FHA-insured multifamily loans: a program chooser (223(f), 221(d)(4), 223(a)(7), 241(a)), a loan sizer that runs HUD's sizing tests (2026 statutory limits, loan to value or cost, debt service coverage with the 0.25% MIP, cash-out and acquisition tests, large-loan ratios), and HUD's 2026 limits, ratios, premiums and fees. Every result cites its HUD source and an fhamultifamily.loan page. Illustrations, not quotes. No authentication.",
  "registryDescription": "FHA multifamily program chooser and loan sizer on HUD's 2026 limits, ratios, MIP and fees.",
  "version": "1.0.0",
  "url": "https://fhamultifamily.loan/mcp",
  "transport": {
    "type": "streamable-http",
    "url": "https://fhamultifamily.loan/mcp"
  },
  "remotes": [
    {
      "type": "streamable-http",
      "url": "https://fhamultifamily.loan/mcp"
    }
  ],
  "authentication": {
    "type": "none",
    "required": false
  },
  "protocolVersions": [
    "2026-07-28",
    "2025-11-25",
    "2025-06-18",
    "2025-03-26",
    "2024-11-05"
  ],
  "capabilities": {
    "tools": {
      "listChanged": false
    }
  },
  "tools": [
    {
      "name": "choose_program",
      "title": "Which FHA multifamily program fits",
      "description": "Runs the three-question FHA multifamily program chooser from fhamultifamily.loan/chooser: returns the likely program (223(f), 221(d)(4) new construction or substantial rehab, 223(a)(7), 241(a), or \"not FHA yet\"), the reason, and the program page to read next.",
      "readOnly": true
    },
    {
      "name": "size_loan",
      "title": "Size an FHA 223(f) or 221(d)(4) loan",
      "description": "Estimates the maximum FHA 223(f) or 221(d)(4) loan the way HUD Form 92264-A does, with the fhamultifamily.loan sizer: statutory limit (2026 per-unit limits x high-cost %), loan to value or cost, debt service coverage with 0.25% MIP, the 223(f) cash-out or acquisition test, large-loan ratios at $130M+. Returns each test, the one that controls, payment, MIP, fees, DSCR and LTV.",
      "readOnly": true
    },
    {
      "name": "get_limits_and_costs",
      "title": "2026 FHA multifamily limits, ratios, MIP and fees",
      "description": "HUD's 2026 FHA multifamily rulebook as the site publishes it: per-unit statutory limits by bedroom (Section 207/223(f)/220, 221(d)(4) or 231; elevator and non-elevator) with the high-cost amount for a state, loan-to-value and coverage ratios by tier, large-loan ratios, MIP, HUD fees and loan terms, each with its source.",
      "readOnly": true
    }
  ],
  "documentation": "https://fhamultifamily.loan/developers/",
  "websiteUrl": "https://fhamultifamily.loan/developers/",
  "publisher": {
    "name": "Sizing Sheet (Janover Capital LLC)",
    "url": "https://fhamultifamily.loan/",
    "contact": "hello@fhamultifamily.loan"
  },
  "privacyPolicy": "https://fhamultifamily.loan/privacy/",
  "termsOfService": "https://fhamultifamily.loan/terms/",
  "license": "HUD figures are public domain; the compilation is CC BY 4.0 (credit \"Data: Sizing Sheet (fhamultifamily.loan)\" with a link)",
  "icon": "https://fhamultifamily.loan/icon-512.png"
}