{
  "site": "fhamultifamily.loan",
  "license": "CC-BY-4.0 compilation; underlying HUD figures public domain",
  "attribution": "Data: Sizing Sheet (fhamultifamily.loan)",
  "datasets": [
    {
      "name": "hud-limits",
      "title": "FHA multifamily basic statutory mortgage limits per unit, 2026",
      "file_csv": "fha-mf-statutory-limits-2026.csv",
      "file_json": "fha-mf-statutory-limits-2026.json",
      "rows": 30,
      "as_of": "2026",
      "source": "HUD, Annual Indexing of Basic Statutory Mortgage Limits for Multifamily Housing Programs, FR Doc 2026-08795 (May 6, 2026), effective January 1, 2026",
      "source_url": "https://www.federalregister.gov/d/2026-08795",
      "key": "row_id",
      "watch": [
        "base_limit"
      ],
      "record_prefix": "limit",
      "columns": [
        {
          "name": "row_id",
          "description": "Section, building type and bedroom count, e.g. s221d4-elevator-2br. The key for each row."
        },
        {
          "name": "section",
          "description": "Section of the National Housing Act the limit applies to, as HUD's notice groups them."
        },
        {
          "name": "building",
          "description": "non-elevator or elevator."
        },
        {
          "name": "bedrooms",
          "description": "studio, 1br, 2br, 3br or 4br_plus."
        },
        {
          "name": "base_limit",
          "description": "HUD's 2026 basic statutory mortgage limit per unit, US dollars."
        },
        {
          "name": "high_cost_standard_pct",
          "description": "High-cost percentage HUD allows in every listed area (Mortgagee Letter 2026-05)."
        },
        {
          "name": "high_cost_standard_limit",
          "description": "base_limit times the standard high-cost percentage (our arithmetic), US dollars."
        },
        {
          "name": "high_cost_special_pct",
          "description": "High-cost percentage for Alaska, Hawaii, Guam and the U.S. Virgin Islands."
        },
        {
          "name": "high_cost_special_limit",
          "description": "base_limit times the special high-cost percentage (our arithmetic), US dollars."
        },
        {
          "name": "effective",
          "description": "Date the limits took effect."
        },
        {
          "name": "source",
          "description": "The Federal Register notice the base limits come from."
        }
      ]
    },
    {
      "name": "fha-mf-rules",
      "title": "Every limit, ratio, premium, fee and term the sizer uses, with sources",
      "file_json": "fha-multifamily-rules.json",
      "as_of": "2026-10-24",
      "source": "HUD Federal Register notices and Mortgagee Letters cited inside the file",
      "source_url": "https://www.federalregister.gov/d/2025-18379"
    }
  ]
}