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    <title>Sizing Sheet Notes</title>
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    <description>Pick the right FHA multifamily program and size the loan under HUD's 2026 limits, ratios and MIP: 223(f), 221(d)(4), 223(a)(7) and 241(a).</description>
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      <title>223(f) or 221(d)(4) for a renovation? Where the line is</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>HUD's 2026 substantial rehabilitation line is $20,406 a unit times the high-cost percentage. Below it, 223(f) repairs; above it, 221(d)(4). A worked example.</description>
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