Data and embeds
The 2026 FHA multifamily statutory limits are a free download, and the loan sizer can run on your own site. Every number comes from HUD, with the notice it came from.
The statutory limits file
30 rows: three section groups, elevator and non-elevator, five bedroom counts. Each row has HUD's base per-unit limit from HUD, Annual Indexing of Basic Statutory Mortgage Limits for Multifamily Housing Programs, FR Doc 2026-08795 (May 6, 2026), effective January 1, 2026, and the 270% and 405% high-cost amounts worked out from Mortgagee Letter 2026-05. The limits page shows the same table.
- fha-mf-statutory-limits-2026.csv (CSV, 5 KB)
- fha-mf-statutory-limits-2026.json (JSON, 12 KB)
- fha-multifamily-rules.json (every limit, ratio, premium, fee and term the sizer uses, each with its source, checked 2026-10-24)
- manifest.json (what's in each file and where it came from, for scripts)
| Column | What it holds |
|---|---|
row_id | Section, building type and bedroom count, e.g. s221d4-elevator-2br. The key for each row. |
section | Section of the National Housing Act the limit applies to, as HUD's notice groups them. |
building | non-elevator or elevator. |
bedrooms | studio, 1br, 2br, 3br or 4br_plus. |
base_limit | HUD's 2026 basic statutory mortgage limit per unit, US dollars. |
high_cost_standard_pct | High-cost percentage HUD allows in every listed area (Mortgagee Letter 2026-05). |
high_cost_standard_limit | base_limit times the standard high-cost percentage (our arithmetic), US dollars. |
high_cost_special_pct | High-cost percentage for Alaska, Hawaii, Guam and the U.S. Virgin Islands. |
high_cost_special_limit | base_limit times the special high-cost percentage (our arithmetic), US dollars. |
effective | Date the limits took effect. |
source | The Federal Register notice the base limits come from. |
Use it in your own work
HUD's figures are federal government works and in the public domain. Our compilation (the flat table, the high-cost arithmetic and the rules file) is offered under CC BY 4.0. Credit it as "Data: Sizing Sheet (fhamultifamily.loan)" with a link to this page. No warranty: check the notice before you rely on a number. For bulk or commercial API use, write to desk@janover.co.
Put the sizer on your site
The same sizer as the full page, without our header and footer, with a small credit link back. It runs in the visitor's browser and sends nothing anywhere. It stacks into one column on narrow screens, so set the height to suit your page.
<iframe src="https://fhamultifamily.loan/embed/sizer/" width="100%" height="1100" style="border:0" title="FHA multifamily loan sizer from Sizing Sheet" loading="lazy"></iframe>Live rates
HUD loan rates move with Treasury yields. Two ways to show today's numbers: the widget below (10-year and 7-year
Treasury par yields and SOFR, with their sources), or the JSON behind it at
/api/live?ids=UST10,UST7,SOFR, which carries the publisher, the date of each reading and whether it's
fresh or stale. Both are open to other sites and cached for 15 minutes. Add &theme=dark to the widget
for a dark background. The sizer's default rate is not one of these: it's the 5.54% median note rate
on apartment loans HUD endorsed in the year to September 30, 2026.
<iframe src="https://fhamultifamily.loan/embed/rates?ids=UST10,UST7,SOFR" width="100%" height="150" style="border:0" title="Rates from Sizing Sheet" loading="lazy"></iframe>